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ACH Origination

As an ACH Originator you may initiate Direct Deposits of payroll to your employees accounts and automatically debit your customers accounts for the payment of products and services you provide them. ACH Origination has many benefits including reduced costs, increased efficiency, increased benefits to employees and service to customers, improved cash flow, and decreased delinquency rate.

First Iowa State Bank can provide you with a secure, web based application to allow you to create and/or upload your ACH files directly to us for processing. Call for more information and to see if ACH Origination may be right for you. Since there is some credit risk associated with ACH Origination, Community First Bank may require credit screening before approval.