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Privacy Policy

rev. 12/2014

FACTS What does First Iowa State Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Checking Account Information
  • Account balance and Overdraft History
  • Credit History and Credit Card and Other Debt

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Iowa State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does First Iowa State Bank share? Can you limit this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes- to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes- information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes- information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call 888-226-5232 or go to www.1stIowa.com.



Who we are
Who is providing this notice? First Iowa State Bank, Keosauqua, Iowa
What we do
How does First Iowa State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Iowa State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account of Apply for a loan
  • Pay your bills or Deposit money
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • First Iowa State Bank does not share information with affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • First Iowa State Bank does not share with nonaffiliates.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing agreement partners include credit card and credit insurance companies so they can market to you.

Please call First Iowa State Bank at 319-293-3794 or 888-226-5232 if you have any questions.